Ficapex UK

Your Best Asset

Invest your time and efforts on running your business. Leave the Capital Finance to us.

Services

What We do

We specialise in providing tailored financing solutions to SMEs and sole traders across the UK who are underserved by traditional banks. As an alternative lender, we focus on potential over paperwork — looking beyond credit scores and balance sheets to understand the real value of your business.

Our dedicated team works closely with each customer to identify the most effective finance structure for acquiring machinery, vehicles, or equipment. We offer flexible, transparent asset finance options that help UK businesses grow and succeed in today’s competitive environment.

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About Us

Ficapex UK specialises in the leasing and purchase of new and used commercial vehicles, including white vans for local tradespeople, heavy transport vehicles such as refrigerated lorries, and a wide range of construction and agricultural machinery.

Through strategic partnerships with leading equipment suppliers and auction platforms such as Ritchie Bros., we provide flexible, asset-backed finance solutions that help UK businesses access the equipment they need to grow.

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Our Promise

We are dedicated to empowering our clients with tailored, flexible, and efficient financing solutions to meet their capital expenditure needs—whether it’s vehicles, machinery, equipment, or technology. Our promise goes beyond financing; we aim to be a trusted partner in your growth.

At Ficapex, your success is our priority. We are committed to delivering not just financing, but solutions that enable your business to achieve its full potential.

Why Choose US

Empowering UK Businesses with Flexible, Efficient, Comprehensive Financing Solutions

In today’s fast-paced business world, maintaining cash flow is vital for growth. With Ficapex financing model your business can preserve working capital, keeping funds available for essential operations and new opportunities.

Tailored Proposals, Fast Approval

Receive financing solutions precisely adjusted to your business needs, with a quick and seamless approval process.

Flexible, Competitive Financing

Enjoy competitive costs and the flexibility of pre-approved rental lines valid for 12 months, giving you the freedom to manage future needs confidently.

Speed and Efficiency

Benefit from streamlined procedures and prompt decisions to ensure your business can act on opportunities without delay.

Testimonials

What Our Clients Say?

Ficapex transformed how we manage cash flow. Their tailored leasing solutions allowed us to upgrade our machinery quickly, ensuring our projects stayed on schedule. Their speed and flexibility were unmatched—truly a partner in our growth
Our fleet expansion was seamless thanks to Ficapex. They financed up to 90% of our vehicles, keeping our cash flow intact. Their quick approvals and competitive terms meant we stayed on the road, delivering for our clients
Upgrading my van with Ficapex was a game-changer. The new vehicle not only made my work more efficient but also gave a professional impression to my clients. Their tailored financing made it easy to invest in my business’s image